Oklahoma Real Estate Loans

Home Loans: Getting the Best One for You

Whether you are purchasing your first home, trading up to a larger home, or a property investor, we can help you. With our network of national lenders, we have loan programs for all types of home purchases from the traditional Single Family Houses to Investment Properties.

Pre-Qualify for Your Home Loan. The Smart Way to Buy a House

We understand how purchasing a home can be both exciting and stressful. You can ease most of that stress by getting pre-qualified for a mortgage loan BEFORE you begin shopping.

Here's why pre-qualifying for your home mortgage loan is the smart way to buy your house:

Increase Your Bargaining Power

When the person you are buying your home from knows you already have your money in hand, they're more willing to negotiate with you. Most sellers want to close quickly and without any hassles. When you're pre-qualified the only thing that slows down your closing is negotiating price, So most sellers will want to negotiate quickly in order to get on with their lives. Being pre-qualified gives you an upper hand in negotiations.

Find Your Right House Quickly

Realtors spend a lot of their time finding out two things about home buyers:

1) Are you serious about buying a home or are you a "tire-kicker."

2) How much home can you really afford?

By being pre-qualified you and your realtor are able to spend all your time finding the home that is right for you. You won't waste your time looking for houses in the wrong price range. And you won't waste your time playing "mind games" with a realtor who is trying to guess whether you're serious or if you can afford the right home. You'll find the right house quicker. And you'll have a more pleasurable home buying experience.

Avoid Surprises and Setbacks

Pre-qualification allows you to avoid any surprises. If you sign a purchase agreement on a house before arranging your financing, you could run into surprises during the mortgage process. This could delay your home purchase while under contract and risk not meeting of the closing date. We will review your credit report and alert you of any credit inaccuracies.

Save Money. Lock-In Your Interest Rate

Interest rates change. More than one home buyer has waited until the last minute waiting to get a better interest, only to find out that waiting cost them money. Instead of interest rates going down, they went up. A one or two point increase in interest rates can cost you thousands of dollars. When you pre-qualify for your home mortgage loan, you're able to lock-in the best interest rate a month or two ahead of time.

Free Pre-Qualification

There is absolutely no charge or risk in being pre-qualified. Many mortgage companies will require you to pay hundreds of dollars up front for credit reports and an appraisal. If you do not qualify for the mortgage loan, you LOSE that money.

We offer our mortgage pre-qualification service FREE of charge. If you do not qualify for the loan, you haven't lost a cent. Pre-qualification is RISK FREE and all it takes is a 10 minute phone call for your same-day decision.

To get started today, either complete an online application or call us at 1-800-536-5712.

Apply for a FREE mortgage quote now, click here >>

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